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The answer depends on what you mean by successful. The better you want to do, the more time and effort it will take.
- Successfully investing your spare cash in passive funds is not difficult or time-consuming.
- Beating the market through active investing is a lot more difficult.
All investors need to have a pot of money to grow, or a meaningful amount of money they can contribute each month.
Never borrow money to invest.
← What do I need to be successful?
