7 Circles - your heavenly path through investment hell

Budget 2015

Budget 2015

We take a look at Osborne’s last Budget of this Parliament – pension lifetime allowance, ISAs, VCTs, incomes & savings tax, Help to Buy ISA and oil tax cuts.

Weekly Roundup, 18th March 2015

Weekly Roundup, 18th March 2015

Weekly Roundup for the UK Private Investor: savings inequality, tax-free pensions, the housing crisis, traded annuities, art, care costs and wages.

Piggyback Portfolio 8

Piggyback Portfolio 8 – Nifty Thrifty

Piggyback Portfolio – part 8 in a series where we screen public portfolios for stock ideas. We look at the Nifty Thrifty portfolio, and performance to date.

Stop Losses

Stop Losses

Do Stop Losses really work? We look at the evidence and come up with some rules for using them.

Black Swans

Social Trading and Black Swans

The perils of Social Trading, including survivorship bias and Black Swans – lessons from the FX meltdown after the removal of the Swiss Franc Euro peg.

Weekly Roundup, 10th Matrch 2015

Weekly Roundup, 10th March 2015

Weekly Roundup for the UK Private Investor: tax avoidance, VCTs, pensions, P2P, crowdfunding, farmland, trading rules, Apple and property taxes

Tax Avoidance

Tax Avoidance

Today’s post is about Tax avoidance. ContentsIn the newsPublic opinionRecent scandalsThe moral caseThe opportunitiesWhat’s in a name?Conclusions In the news Tax avoidance scandals have been in the news a lot…

The Banker and the Fisherman

The Banker and the Fisherman

Today’s post is about the parable of the banker and the fisherman. ContentsThe banker and the fishermanThe moralWhich are you?How people reactLife’s too complicatedThe SpectrumWhat would I do with my time?ConclusionsSources…

Weekly Roundup 4th March 2015

Weekly Roundup, 4th March 2015

We begin today’s weekly roundup as usual in the FT. ContentsFTSE-100 all-time highCommon sense on annuitiesProperty crowdfundingLabour’s pension plansP2P ISA limitsRedwood ETF portfolioRenewablesAccounting for intangiblesPensioner benefits FTSE-100 all-time high In…