7 Circles - your heavenly path through investment hell

10 things that happened in 2014

10 things that happened in 2014

I had planned to write about five nice things and five nasty ones, but it hasn’t been that kind of year. Instead I have chosen three nice things and seven…

Weekly Roundup

Weekly Roundup, 23rd December 2014

We start today’s weekly roundup with more pensions reviews. ContentsIPB pensions reviewFCA review of RDR Firemen’s pensionsGenerous benefitsLow-cost online adviceSanta rally IPB pensions review Josephine Cumbo in the FT reported that…

Weekly roundup

Weekly Roundup, 15th December 2014

We start today’s weekly roundup with Jonathan Eley’s FT column. ContentsUK savings rateAccounting scandalsUK state pensionBritish Assets TrustNo-Fee ETFPensioner bonds UK savings rate Jonathan was looking at a report from…

Weekly roundup

Weekly Roundup, 10th December 2014

We begin today’s weekly roundup with a chart from the FT. ContentsHidden fund costsCloset trackersBull or Bear?Complex income productsStamp duty reformRedwood ETF portfolioAutumn StatementMeans-tested pensionsHigh-frequency tradingAmerican pensionsFranklin Templeton bond fund…

how much is enough

How Much is Enough? (Revisited)

My first reaction when I picked up the Metro free paper last week was that we must have imported another American holiday while I wasn’t looking. I knew it wasn’t…

autumn statement

Autumn Statement 2014

Here’s my reaction to yesterday’s Autumn Statement by the Chancellor, and its impacts on 7C investors. ContentsTrapped in my mansionISAs can be passed on to spousesFlat rate state pension confirmedNo…

VCT investor seminar

NVM VCT Seminar, November 2014

A Venture Capital Trust (VCT) is probably the best tax-efficient investment after pensions and your house. I was a big fan until Gordon Brown’s pension reforms around 10 years ago meant…

Weekly roundup for UK DIY investor

Weekly Roundup, 2nd December 2014

ContentsCloset trackers part 2P2P on platformsBuy to letCorporate venture capitalBehavioural financeThe demographics of stagnationDirectors’ dealings Closet trackers part 2 Today’s weekly roundup begins as do so many with Merryn’s column…

US Stocks for UK DIY investors

US Stocks for UK DIY Investors

I have not been a direct investor in US stocks since the dot-com boom (or rather the bust) in 2000, but there have been significant advances in trading technology since…

World Money Show

World Money Show London, November 2014

A couple of weeks ago I made it over to the Queen Elizabeth II conference centre opposite Parliament, for the annual World Money Show London. It’s a two-day event which…

Broker costs

Broker Costs

This is a preliminary post comparing the basic data for a representative selection of UK brokers. I’ll use this data to draw up a short list of promising candidates to be…