Income and taxes
This is the third post in our series on basic personal finances, and looks and income and taxes. So far we’ve talked about life stages, and how to plan for the…
Category: Basics
Disclosure of investment fund costs
Today we are going to take a look at a position paper issued by the Investment Association this week on the disclosure of investment fund costs. Costs are crucial in…
Ratios and your finances
This week we will be using Ratios to look at the Income Statement and the Balance Sheet that we created last time, to see what they tell us about the…
Money for Life – Financial Health Check
This post is the first in a series describing the basics of personal finance – the things that you need to do before you start investing. Life Stages Life can…
How Much is Enough? (Revisited)
My first reaction when I picked up the Metro free paper last week was that we must have imported another American holiday while I wasn’t looking. I knew it wasn’t…
Broker Costs
This is a preliminary post comparing the basic data for a representative selection of UK brokers. I’ll use this data to draw up a short list of promising candidates to be…
Deal Size
Now that we know what the pattern of contributions over time looks like for our 7C investors, we need to decide on a deal size in order to work out how…
Contribution patterns
Now that we have calculated how much each of our example investors must contribute over their lifetimes, we need to decide when those contributions should be made – what are…
SIPPs vs ISAs
SIPPs vs ISAs: why you need both, and which one is most useful to the long-term DIY investor in the UK.
Do the math – how much is enough?
How much is enough? We calulate how big the retirement pot needs to be for a range of long-term DIY investors in the UK.
Planning ahead
Humans seem to focus on their immediate surroundings and the very near future. We also have a tendency to believe that things will always be the same and to be…
