Deferring Your State Pension
Today’s post is about Deferring your State Pension – is it worth putting off access to the money to get a higher rate in the future?
Category: Decumulation
Capitalising The State Pension
Today’s post is about capitalising the State Pension, in the interests of asset allocation accuracy.
FCA Retirement Outcomes Review – Interim Report
Today’s article is about the FCA’s Retirement Outcomes Review. The Interim Report was published last week.
Retiring Abroad – Checklist and Destinations
Today’s post is about retiring abroad – how practical is it, and where is the best place for us?
Lasting Power of Attorney – Coping with Dementia
Today’s post is about the Lasting Power of Attorney, which can be used to help people manage their affairs when they fall ill, or their mental capacities diminish.
Drawdown Strategy – Joining the Chain Gang
Today’s post is unusual in that it’s part of a chain of linked posts by finance bloggers on both sides of the Atlantic. It’s about my Drawdown Strategy.
The Lifetime Allowance – Tax, Tests and Protection
Today’s post is about the lifetime allowance on pension benefits. The LTA caps the amount you can take from your pension without paying more tax.
Transfers into NEST – now looking good
Today’s post is an update on NEST, the government’s workplace pension provider. After an announcement earlier this month that transfers into NEST would be allowed, suddenly NEST looks interesting.
State Pension Age Review – Final Report
The final report from the State Pension Age Review was published last week. What did its author John Cridland recommend?
State Pension Top-Up – Voluntary Class 3 NICs
Today’s post is about the State Pension – should I top-up using Voluntary Class 3 NICs?
Pension Drawdown – UFPLS (uncrystallised funds pension lump sum)
Today’s post is about Pension Drawdown. After sixteen months, I’m finally going to take some money out of my pension. And I’m going to use the UFPLS.
State Pension Is Unfit For Purpose – CPS
Today’s post is about a report from the Centre for Policy Studies, which claims that the State Pension scheme is unfit for purpose.
