NVM VCT Seminar, November 2014
A Venture Capital Trust (VCT) is probably the best tax-efficient investment after pensions and your house. I was a big fan until Gordon Brown’s pension reforms around 10 years ago meant…
7 Circles - your heavenly path through investment hell
Weekly Roundup, 2nd December 2014
ContentsCloset trackers part 2P2P on platformsBuy to letCorporate venture capitalBehavioural financeThe demographics of stagnationDirectors’ dealings Closet trackers part 2 Today’s weekly roundup begins as do so many with Merryn’s column…
US Stocks for UK DIY Investors
I have not been a direct investor in US stocks since the dot-com boom (or rather the bust) in 2000, but there have been significant advances in trading technology since…
World Money Show London, November 2014
A couple of weeks ago I made it over to the Queen Elizabeth II conference centre opposite Parliament, for the annual World Money Show London. It’s a two-day event which…
Broker Costs
This is a preliminary post comparing the basic data for a representative selection of UK brokers. I’ll use this data to draw up a short list of promising candidates to be…
Deal Size
Now that we know what the pattern of contributions over time looks like for our 7C investors, we need to decide on a deal size in order to work out how…
Weekly Roundup, 24th November 2014
ContentsActive funds – costs and closet trackingCommercial property flavoursHouse price bubbleDiversity in markets Active funds – costs and closet tracking Today’s weekly roundup begins with Merryn’s column, which looked at a report…
Contribution patterns
Now that we have calculated how much each of our example investors must contribute over their lifetimes, we need to decide when those contributions should be made – what are…
Weekly Roundup,
18th November 2014
This week, there was a lot of attention in the papers and online about the consequences of the falling oil price. I will return to this in a later post….
SIPPs vs ISAs
SIPPs vs ISAs: why you need both, and which one is most useful to the long-term DIY investor in the UK.
Do the math – how much is enough?
How much is enough? We calulate how big the retirement pot needs to be for a range of long-term DIY investors in the UK.
Planning ahead
Humans seem to focus on their immediate surroundings and the very near future. We also have a tendency to believe that things will always be the same and to be…
